With the end of coexistence for ISO 20022 fast approaching on 22 November 2025, financial institutions face a key moment. The transition from legacy MT messages to structured ISO 20022 formats is not just a technical upgrade it is a strategic shift toward data integrity, transparency, and regulatory compliance.
Why Structured Address Data Matters
ISO 20022 demands structured, validated data across all message components and address fields are no exception. Poorly formatted or inferred address data can lead to message rejections, compliance risks, and operational delays.
That’s where Hopewiser comes in.
Hopewiser’s Address Validation for Finance is structured accuracy, not inferred assumptions
As financial institutions adopt ISO 20022 and embrace structured data standards, the integrity of address information has never been more critical. While models like SWIFT’s AI Address Structuring infer Town and Country fields with varying confidence levels, Hopewiser takes a different approach one rooted in certainty, not probability.
Hopewiser’s Address Validation solution uses rules based parsing and validation against trusted datasets such as PAF, AddressBase, and ONSPD, ensuring:
- Accurate, structured Town and Country fields – fully compliant with ISO 20022 requirements
- Every result is validated, not inferred
- Audit-ready outputs, ideal for regulatory reporting and KYC/AML processes
- Enterprise-grade reliability trusted by financial institutions and public sector bodies
In finance, trust is everything. Don’t infer it, validate it.
How Hopewiser Supports Your ISO 20022 Journey
Whether you’re already ISO 20022-ready or still preparing, Hopewiser helps you:
- Clean and structure legacy address data for ISO 20022 compliance
- Integrate validation into payment and customer onboarding systems
- Support testing and contingency planning with accurate address formatting
- Reduce risk of message rejection due to non-compliant data
RTGS ISO 20022: What It Means for Your Data Strategy
In this short explainer video, Hopewiser breaks down the essentials of RTGS ISO 20022.
This is the global messaging standard transforming real-time payments and financial data exchange.
Discover how this shift impacts banks, financial institutions, and data-driven organisations, and why accurate Address Validation and compliant data handling are more critical than ever.
Learn how Hopewiser’s solutions align with ISO 20022 requirements to support smoother transactions, enhanced data quality, and regulatory confidence. Perfect for:
- Financial services teams
- Compliance leads
- CRM and data managers
- Anyone navigating ISO 20022 migration
ASK the experts, we’re here to help
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Topic: Data Cleansing
